ACH Loan Payment Authorization Instructions


Our ACH loan payment service allows you to draft loan payments automatically from your checking account on the same day of every month. This creates peace of mind and saves on postage and check expense. All you have to do is complete the Automatic Draft Authorization form, provide a voided check, and send these along with your already scheduled monthly loan payment. It’s that simple!

ACH Loan Payment Sign-Up Instructions

1) Complete and sign the Automatic Draft Authorization Form
    Click here to download the "Automatic Draft Authorization Form (ACH - Debit - EFT).pdf"

2)  You may send the following two items anytime or you may send them along with your scheduled monthly loan payment and we’ll process your ACH loan payment for next month:
  • Signed Automatic Draft Authorization Form
  • Voided check from account you will be making your loan payment from
Once we receive your signed Automatic Draft Authorization Form and voided check, we will notify you that your ACH loan payment has been set-up. Please continue making your loan payments until you have received this notification.

Please call one of our loan servicing specialists at (708) 687-7400 ext. 8117 or 8125 with any ACH loan payment questions. Automatic Draft Authorization forms, voided checks, and loan payments should be sent to the following address for processing:
A.J. Smith Federal Savings Bank
11275 West 143rd Street
Orland Park, IL 60467

Please allow 30 days to process your request.


Automatic Draft Authorization Form - (ACH Debit - EFT).pdf  




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