Fannie Mae - HomePath Program

 
 
AJ Smith is currently participating in Fannie Mae's HomePath Program  This program allows individuals to purchase foreclosed homes with great incentives such as requiring only 5 percent down and no appraisal or mortgage insurance needed.  It is also less stringent than traditional mortgage programs in regard to a borrower's credit score.

Let AJ Smith Federal make it easy for you.  For more information, please contact Jim Madrigal at 708.237.8140
 
For a local listing of residential properties available through the HomePath progam, visit www.homepath.com
 

 

FDIC Transaction Account Guarantee Program

AJ Smith Federal Savings Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under this program, through December 31, 2013, all non-interest-bearing transaction accounts and NOW accounts with an interest rate of 0.25% or less are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

 

 

 

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New Deposit Insurance Limits

Effective July 21, 2010, the FDIC has permanently increased the amount of standard deposit insurance to a maximum of $250,000.  The $250,000 applies per depositor, per depository institution for each account ownership category.